Terms of Service

Acceptance of terms

By accessing or using mesfonic.com (the "Site"), you agree to these Terms of Service and to our Privacy Policy. If you do not agree, please do not use the Site. We may update these terms from time to time; continued use of the Site after changes are posted constitutes your acceptance of the updated terms.

Use of the Site

You may use the Site for lawful purposes only. You agree not to:

• Use the Site in any way that violates applicable laws or regulations;
• Attempt to gain unauthorized access to the Site, its servers, or related systems;
• Copy, scrape, or redistribute the Site's content except as expressly permitted (see Intellectual Property);
• Submit false, misleading, or unlawful information through the contact form;
• Use the Site in a manner that could damage, disable, or impair it.

Finance Toolkit templates — provided as-is

The free templates offered through the Finance Toolkit are provided as-is, for general informational purposes only. They are starting points, not finished work product, and they are not professional advice.

Nothing on this Site — including templates, articles, forecasts, or examples — constitutes accounting, tax, legal, or investment advice, and it does not create a client or professional relationship with Mesfonic. Financial decisions depend on your specific facts and circumstances; consult a qualified professional before acting on any information found here. You are solely responsible for any results obtained from using the templates, and for adapting them to your firm's data and controls before relying on them.

Advisory services

Descriptions of Mesfonic's virtual CFO and FP&A services on this Site are general marketing information, not offers or guarantees. Any engagement is governed by a separate written agreement signed by both parties. Prices shown on the Pricing page are current as of the last update and may change; the price in your signed agreement controls.

Intellectual property

All content on the Site — text, design, graphics, and templates — is owned by Mesfonic or its licensors and is protected by copyright and other intellectual-property laws. You are granted a limited, non-exclusive, non-transferable license to download and use the Finance Toolkit templates for your own internal business purposes. You may not:

• Resell, redistribute, or sublicense the templates;
• Remove copyright or proprietary notices;
• Present the templates or Site content as your own work product to clients or the public.

Any other use requires prior written permission from Mesfonic.

Third-party links

The Site may link to third-party websites for convenience. Mesfonic does not control and is not responsible for the content, accuracy, or practices of those sites; linking does not imply endorsement.

Disclaimer of warranties

The Site and its content are provided "as is" and "as available," without warranties of any kind, express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement. Mesfonic does not warrant that the Site will be uninterrupted, error-free, or free of harmful components, or that any information on it is complete, accurate, or current.

Limitation of liability

To the fullest extent permitted by law, Mesfonic will not be liable for any indirect, incidental, special, consequential, or punitive damages — including lost profits, lost revenue, or loss of data — arising from your use of, or inability to use, the Site or its templates, even if advised of the possibility of such damages. Mesfonic's total liability for any claim arising from the Site is limited to the amount you paid to access the Site, which for a free informational website is zero.

Indemnification

You agree to indemnify and hold harmless Mesfonic and its owners, employees, and agents from any claims, damages, or expenses (including reasonable attorneys' fees) arising from your use of the Site, your violation of these terms, or your violation of any third party's rights.

Governing law

These terms are governed by the laws of the State of Texas, without regard to its conflict-of-laws principles. Any dispute arising under these terms will be resolved exclusively in the state or federal courts located in Harris County, Texas, and you consent to their jurisdiction.

Severability

If any provision of these terms is found unenforceable, the remaining provisions continue in full force and effect.

Contact

Questions about these terms: call (346) 298-4429 or use the free assessment page..